We could be Angels!

I just had a chat with a friend of mine, and we discussed on a nice and interesting idea which excited me a lot. And before the excitement dies out (which I am pretty sure will die out before I wake up tommorrw morning), I just wanted to discuss it here.

We invest at a lot of places. The real motivation for investment is returns. Do we invest in people? Well we dont, but our parents have (and even we will do so, when we have kids whom we will have to feed, and educate, and make them better human beings). Do our parents get returns? Yes they do in some cases. But mostly their motivation is not ROI, its a sense of duty. Anyways, the idea is to actually have an institution which will "invest" in small kids (mostly poor kids whose parents cant afford to educate them well) and make them study, and make them live a proper life. Nobody can deny that there are many kids in this country who do not get the proper education, and then the society they live in, moulds them into an 'anti-social' element. However, if they are taken care of, put in some good school, given proper education, they can do well. So we invest in them, and later when they are ready to pay back, we get some returns back. Yes the returns may not be BIG enough. They may not be as big as what a VC gets when the company he funded goes big, but I somehow have a feeling that when people will get the benefit of doing good to others by investing in them and get the same returns as they got in when they invested in their PF, they would go for investing in needy people. Moreover, today people do not give money to the NGOs (like CRY) because people generally dont want to give their money for free. They say NO to sponsorship - but investment is okay. Everybody likes to make money. Just imagine, if a CRY volunteer comes to your door, and says:
'Sir, please donate something for the kids. This money will be exempted from your taxable salary.',
however another person from some other NGO comes, and says:
'Sir please invest in our NGO. We will help the kids, and make them study. But we will give you back the returns on your investment after such-and-such period, and with such-and-such interest rate'.
My bet is that people will go for the second guy!

So in the most crude form the idea is: We collect money from people, and invest it in students who need them. Mostly invest in poor kids who dont have enough resources. With this money, we can put them in schools, take care of they living expenses, their food etc. Later when these kids are big enough (i.e. begin to earn enough) to pay back, they pay the money back (in installments). We dont sponsor them, but we invest in them. Yes, we generate money from salaried people (like us) and give some kind of 'soft loan' to needy students with some condition of paying back to us. We get a method of making investment (and get returns), and the needful students get the help they need to study well.

We could be Angels!